Can you imagine running up $10,000 of debt on a credit card that charged 21% interest? Not a good thing. And if I charged this $10,000 of debt on a Dillard’s card, they’d want me to pay it. There would be a bill come with an amount due.

If instead of paying the bill, I decided to just show up at the store and help out. They’d appreciate it, but they’d still want their money. Someone would still have to pay the bill.

Much like charging debt to an earthly charge card, my sins are charged to a heavenly one, and someone has to pay the debt. Because of my sins, I’ve run up a debt much larger than $10,000. Our sins racked up millions of dollars in moral debt. And instead of 21% interest, when our bill comes due it’ll cost us our lives. “For the wages of sin is death,” Romans 6:23. And, being good from this day forward is nice, but it doesn’t pay for the past moral debt you’ve run up.

Thankfully God bridged the gap between His love and His justice with His Son. And there are two things that can happen when your bill of moral debt comes due …

  1. You hang your head on the day of judgement with no one to pay your debt. That debt costing you an eternity away from God.
  2. Or you stand there with Jesus as your Savior and say, “I’ve charged my moral indebtedness to Jesus.”

“God made him who had no sin to be sin for us, so that we might become his righteousness” ~ 2 Corinthians 5:21

Want to know how that can happen? This weeks sermon is: “Who Will Pay Your Moral Charge Card?”

See you tomorrow for Top 10 Tuesday!

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Article by Trey Morgan

I am a Christian husband and father, who moonlights as the minister for the church of Christ in Childress, Texas. My wife Lea and I have been married for 25 years. We are doing our best to raise our 4 boys, who are all growing up way too fast. Read 1182 articles by
14 Comments Post a Comment
  1. jel says:

    great post!

    have a great day!

  2. preacherman says:

    Great post.
    I am so glad that God’s love for me and the rest of world was so great that we would cancel the debt of sin and death by giving us his Son Jesus. As the song goes: “He Paid A Debt At Calvery, He Cleansed My Soul And Set Me Free Won’t It Be Glory To See Him On That Day I No Can Sing A Brand New Song, Christ Paid The Debt That I COuld Never Pay.”

    Thanks brother this morning for such a wonderful great reminder to us all. God bless your day and week in the Lord Jesus Christ.

  3. Tim Archer says:

    That’s a good illustration. I’ll have to remember that

  4. Anonymous says:


  5. Monalea says:

    Great thoughts! If I could really buy into what was given up for me, I would never have a bad day, be cranky nor negative.

  6. Messianic Gentile says:


    I highly recommend you and your readers go check out Bobby Valentines blog series on resurrected physical bodies v. spiritual bodies.

  7. Gallagher says:

    Great teaser to get me listening to that sermon. I will load it on the Ipaq and listen to it later.

    Great thoughts.

  8. TREY MORGAN says:

    MG, Thanks for the info. I’ll check it out.

  9. Di says:

    Gee I was ready to move to Texas if your sermons were that short…..

    Di :-)

  10. TREY MORGAN says:

    Di … it’ll give you a good 25 minute nap every week. :)

  11. David Kirk of Frogtown says:

    You have wisdom beyond your years.
    Thanks for sharing it with the rest of us.

  12. The Preacher's Household: says:

    I appreciate the relevance of this post. Once we received a letter from our student loan companies that said the remainder of our debt had been forgiven and we would not have to pay for it. We were paid up – released from a yoke that was binding us. When you really experience something like that first hand, you can invision the spiritual application that much easier.
    I have been thinking about you and Tulia today. Feel free to give us an update when you can…

  13. Di says:

    Talking about naps in church…… growing up there was this old guy (probably no older than I am now, but you know how perspective changes) that fell asleep every Sunday in the back of the church and snored. His name was Mr. Lupo.

    A few years later Mr. Lupo was asked to be an elder and all us kids noticed and laughed when he stuttered through every prayer he prayed during communion.

    As a older teen, I gained a little wisdom and came to know Mr. Lupo’s heart. He was a wonderful and gentle man. It seems Mr. Lupo worked nights, yet he upset his sleep schedule every Sunday to faithfully come to church. And as far as the stuttering – I guess it really didn’t matter to him how he appeared, just that he served.

    He was a real model for me – snores and all.


  14. TREY MORGAN says:


    I like your story…..


About Me

Trey Morgan Here are my thoughts about marriage, family, raising children, humor, faith and the life God intended for us all. I am a Christian husband and father, who moonlights as the minister for the church of Christ in Childress, Texas. My wife Lea and I have been married for 25 years. We are doing our best to raise our 4 boys, who are all growing up way too fast.

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Husband, father and cancer survivor & Senior Minister for the Childress Church of Christ. Tweets about life, marriage, Texas Rangers and randomness.
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